Retirement Investment Strategies

Once you have some idea of what your retirement needs might be as well as the retirement savings options available to you, you can start outlining your retirement plan investment strategy. You'll need to carefully consider:

• The amount of time you have left until retirement.
• The level of risk you are comfortable with.
• The amount of money available to invest for retirement.
• The amount of money available for other goals.
• How much time and effort do you want to put forth to manage your investments?

The objective is to develop a retirement strategy that fits both your personal investment philosophy and your stage of life. The following "Model Portfolios", reproduced from the MFEA (Mutual Fund Education Alliance), provide a general framework to begin your planning.